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You Can't Have Too Much of a Good Thing

Since 1993, ESI has helped credit unions give their members more of a good thing—coverage.

ESI’s excess share insurance provides up to $250,000 of additional deposit insurance for member accounts that exceed the coverage limits provided by their credit union’s primary share insurance. This unique program is provided exclusively to credit unions, and is available in 32 states and DC.


ESI is safe, sound and dependable

Members of credit unions using ESI’s excess share insurance can take great comfort in knowing that their savings are safe, and that a portion of their deposits are protected by a well-capitalized credit union-only private insurer. Today, over 200 credit unions nationwide utilize ESI’s program to add another layer of protection to that afforded the credit union by its primary insurer.

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What's New?

Excess Share Insurance Completes Branding Update

Dennis Adams, President/CEO of Excess Share Insurance Corporation (ESI), announced that with the mailing of its new Branding Update Kit to all policy-holding credit unions this week, the company has put the finishing touches on its rebranding experience. Over the past few months, ESI has refreshed its image and message with a new logo and branding colors, an updated website, new advertising themes and compatible collateral materials for use in the lobbies of its insured credit unions. The Branding Update Kit includes a supply of ESI’s new consumer information brochures, counter and desktop signage and window and door decals – all designed to help the credit unions inform their members about ESI and the excess share insurance coverage.

Thanksgiving Holiday Office Hours

In observance of the Thanksgiving holiday, Excess Share Insurance Corporation (ESI) offices will be closed on both Thursday, November 24th and Friday, November 25th. Normal office hours will resume on Monday, November 28th.

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