You Can't Have Too Much of a Good Thing
Since 1993, ESI has helped credit unions give their members more of a good thing—coverage.
ESI’s excess share insurance provides up to $250,000 of additional deposit insurance for member accounts that exceed the coverage limits provided by their credit union’s primary share insurance. This unique program is provided exclusively to credit unions, and is available in 32 states and DC.
Members of credit unions using ESI’s excess share insurance can take great comfort in knowing that their savings are safe, and that a portion of their deposits are protected by a well-capitalized credit union-only private insurer. Today, over 200 credit unions nationwide utilize ESI’s program to add another layer of protection to that afforded the credit union by its primary insurer.