Protecting credit union members’ savings since 1993.

ESI’s excess share insurance has been protecting the hard-earned savings of credit union members throughout the United States since 1993. This unique program provides up to $250,000 of additional deposit insurance to members’ accounts that exceed the limits of coverage provided them by the credit union’s primary share insurance organization, usually $250,000, and is available to credit unions in 32 different states across the country.

ESI is safe, sound and dependable

Members of credit unions using ESI’s excess share insurance can take great comfort in knowing that their savings are safe, and that a portion of their deposits are protected by a well-capitalized credit union-only private insurer.  Today, over 200 credit unions nationwide utilize ESI’s program to add another layer of protection to that afforded the credit union by its primary insurer.

What's New?

ESI at the Cornerstone Leadership Conference

ESI and its parent company, ASI, are proud to sponsor the Friday Breakout Sessions and exhibit at the Cornerstone Credit Union League’s Leadership Conference & Expo, September 10–12, at the Marriott Rivercenter Hotel in San Antonio, TX.  Please join us at booth #109 during exhibit hours and at our educational session, Exploring Deposit Insurance, in conference rooms 3 & 4 on Friday, September 11th from 10:45a.m.-12:00 noon.


In observance of the Labor Day holiday, ESI offices will be closed on Monday, September 7th. Normal office hours will resume on Tuesday, September 8th.