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The nation's largest provider of excess share insurance to credit unions since 1993. 
Our excess share (deposit) insurance helps protect the hard-earned savings of credit union members throughout the United States. 

This unique program provides up to an additional $250,000 of insurance once a credit union member's balance exceeds the coverage provided by their primary share insurer.   


ESI is safe and sound as are your credit union savings.
Members of credit unions insured with excess share insurance can take great comfort in knowing that their savings are safe, sound and protected by a well-capitalized insurance fund.
The current economic environment has left many credit union members asking questions about the safety of their savings.  In response, ESI has developed  a summary of highlights explaining our program and how it protects your credit union deposits.

Click here for more details on excess share insurance - Your Financial Security with ESI.



For Credit Union Members
Credit unions that offer excess share insurance allow you to maintain much higher balances at the credit union and still have the security you deserve. Learn how excess share insurance helps insure your savings.

For Credit Union's Considering
Excess Share Insurance
Stand out in the crowded financial services market.  ESI's excess share insurance is cost effective, easy to implement, and available exclusively to credit unions. Learn what makes ESI the industry leader.

What's New
ESI at the Cornerstone Credit Union League's Annual Meeting  
Excess Share Insurance Corporation (ESI) is exhibiting at the Cornerstone Credit Union League's 2014 Annual Meeting & Expo, April 22-24, at the Grand Hyatt in San Antonio, TX. Attendees are invited to visit with Rick Choffel at the ESI booth (#217) during exhibit hours throughout the convention.

ESI Contributes to Marching Miles for Miracle Kids 
A $6,000 contribution from ESI and its parent company, American Share Insurance (ASI), has enhanced a year-long effort by Ohio credit unions that are raising funds for Children's Miracle Network Hospitals through Marching Miles for Miracle Kids. In addition to the fundraising from the organized 5K races throughout Ohio communities, the Marching Miles campaign also featured a silent auction event during the Ohio Credit Union League's inVest48 Conference in April. The silent auction event was an opportunity for credit union professionals and others to bid on more than 40 donated items. That silent auction raised $6,000 and ASI/ESI had volunteered to match the auction total – thus adding another $6,000 to a collaborative effort among Ohio's credit unions and partners to help kids needing the support of a children's hospital. 

ESI-insured CU Announces Merger 
The merger of ESI-insured 1st MidAmerica Credit Union (Bethalto, IL) and Laclede Community Credit Union (Alton, IL) has been approved by the board and membership of Laclede Community CU. The merger is effective May 31, 2014, and the ESI policyholding 1st MidAmerica CU will be the continuing credit union.

Premium Payments Due  
ESI insured credit unions are reminded that 1st quarter premium payments are due by Monday, April 21. Excess insured policyholders should remit their premium payment and detailed member information electronically by signing on through the Policyholder section of this website.

ESI-insured Credit Union Execs Named Illinois CU League Board Officers 
The Illinois Credit Union League (ICUL) has elected board members and executive directors of its various organizations, and ESI is pleased to report that three of those named are from ESI policyholding credit unions. Alan Meyer, CEO of 1st MidAmerica CU, has been elected to a 3-year term on the league's board of directors; and Tom Lex, CEO of Heartland CU, was elected Secretary/ Treasurer of the Illinois CU Foundation. In addition, Pete Fauth, VP/CFO of Financial Plus CU, was named Vice Chair of the Illinois CU Political Action Committee.


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